We Insure The Culture
We started Jack Life Insurance so we could educate & insure the culture. What is "the culture?" Well, it's the underserved communities. Our founder grew up in the hood of Philadelphia, Pa. He saw individuals pass away from violence or old age and witnessed the family have to start a Go Fund Me Account or host a Fish Fry within the community to raise enough donations to pay the Funeral Home. We should not have to go through this. Life Insurance should give your family peace of mind. It should provide your family with the resources to be debt free or to start a business, buy real estate and other assets to become financially free. So our founder got his Insurance License about nine years ago and made it his mission to educate and insure the culture. We've helped thousands of clients and look forward to helping you too.
Still figuring out this life insurance thing?
No need to sacrifice your weekend to research. Go on and grab yourself a nice cup of tea or coffee — we'll walk you through everything you need to know before you take your last sip.
What are the different types of insurance?There are a ton of Life Insurance policies. The most popular are Term & Permanent Insurance. You could get a policy that only lasts 30 years or one that covers you for life. You could even get a policy where a portion of the payments are tied to the stock market for faster growth. With so much information out there, we always suggest speaking to a licensed financial representative of Jack Life Insurance so we can find you the best option that fits your needs today.
How much life insurance do I need?Our team of financial representatives will go through a needs analysis to find out your current & future financial goals to craft the right amount of Life Insurance you need. We don't want you to be underinsured but we also don't want you to be overinsured. So we ask the right questions to get down to the right amount you need today. And if you need more in the future, we can create another policy. That easy.
What is life insurance?In simple terms, it's a tool used to create a TAX FREE transfer of generational wealth. Imagine if you could provide your children with $500,000 dollars TAX FREE to become debt free or start a business upon you passing. Here's the reality: We're all going to die. Wealthy people accept this as fact and immediately make plans to protect their legacy. Our culture waits until the last minute and end up being denied for insurance or can't afford it. Don't let that be you.
How much does life insurance cost?Life Insurance can be as little as $10 bucks per month. We were able to insure a 21 year old for $1million of coverage dollars for less than $50 bucks per month. Here's the thing - The older you get, the more expensive it becomes. It's why we stress to our clients not to drag their feet on buying Life Insurance. Companies could factor in your age, sex, weight, driving record and medical history. It's best to do this right now. You aren't getting older.
Why Work With Our Agents?
We have a team of licensed agents in 50 states who
follow a three step formula:
We educate you on the different types of policies available and how they work.
We run a needs analysis test which includes understanding your current & future financial goals, the amount of debt you’ve accumulated, family members you want to cover and etc to get an accurate policy amount so you aren’t underinsured.
We help you carve out a monthly budget and then look at which of our 35 different insurance carriers can fit your needs.